:root {
  --navy: #0c2340;
  --navy-light: #1a3a5c;
  --navy-dark: #071525;
  --gold: #c9a227;
  --gold-light: #e0bc4a;
  --cream: #f8f6f1;
  --white: #ffffff;
  --text: #2c3e50;
  --text-muted: #5a6b7d;
  --border: #e2e8f0;
  --success: #1a7f4b;
  --shadow: 0 4px 24px rgba(12, 35, 64, 0.08);
  --shadow-lg: 0 12px 48px rgba(12, 35, 64, 0.12);
  --radius: 12px;
  --font-body: 'DM Sans', system-ui, sans-serif;
  --font-display: 'Playfair Display', Georgia, serif;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--font-body);
  color: var(--text);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button, input, select, textarea { font: inherit; }
.container { width: min(1140px, 92vw); margin-inline: auto; }

.site-header {
  position: sticky; top: 0; z-index: 100;
  background: rgba(255, 255, 255, 0.97);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border);
}
.header-inner {
  display: flex; align-items: center; justify-content: space-between;
  gap: 1.5rem; padding: 1rem 0;
}
.logo { display: flex; align-items: center; gap: 0.75rem; }
.logo-mark {
  width: 42px; height: 42px; background: var(--navy); border-radius: 8px;
  display: grid; place-items: center; color: var(--gold); font-weight: 700; font-size: 1.1rem;
}
.logo-text { display: flex; flex-direction: column; line-height: 1.2; }
.logo-text strong {
  font-family: var(--font-display); font-size: 1.15rem;
  color: var(--navy); letter-spacing: 0.02em;
}
.logo-text span {
  font-size: 0.72rem; color: var(--text-muted);
  text-transform: uppercase; letter-spacing: 0.08em;
}
.nav-desktop { display: flex; align-items: center; gap: 0.25rem; }
.nav-desktop a {
  padding: 0.5rem 0.85rem; border-radius: 8px; font-size: 0.92rem;
  font-weight: 500; color: var(--text); transition: background 0.2s, color 0.2s;
}
.nav-desktop a:hover, .nav-desktop a.active { background: var(--cream); color: var(--navy); }
.nav-cta { background: var(--navy) !important; color: var(--white) !important; margin-left: 0.5rem; }
.nav-cta:hover { background: var(--navy-light) !important; }
.menu-toggle {
  display: none; background: none; border: none; cursor: pointer; padding: 0.5rem; color: var(--navy);
}
.nav-mobile { display: none; flex-direction: column; padding-bottom: 1rem; border-top: 1px solid var(--border); }
.nav-mobile.open { display: flex; }
.nav-mobile a { padding: 0.85rem 0; font-weight: 500; border-bottom: 1px solid var(--border); }
.nav-mobile a:last-child { border-bottom: none; }
@media (max-width: 900px) {
  .nav-desktop { display: none; }
  .menu-toggle { display: block; }
}

.hero {
  background: linear-gradient(135deg, var(--navy-dark) 0%, var(--navy) 50%, var(--navy-light) 100%);
  color: var(--white); padding: 5rem 0 4.5rem; position: relative; overflow: hidden;
}

/* Hero slider (CEL-style) */
.hero-slider {
  position: relative;
  min-height: clamp(520px, 72vh, 640px);
  overflow: hidden;
}
.hero-slider__slides {
  position: relative;
  min-height: inherit;
}
.hero-slide {
  position: absolute;
  inset: 0;
  display: flex;
  align-items: center;
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.55s ease, visibility 0.55s;
  padding: 3.5rem 0 4.5rem;
}
.hero-slide.is-active {
  opacity: 1;
  visibility: visible;
  z-index: 1;
}
.hero-slide--blue { background: #2563eb; color: #fff; }
.hero-slide--navy { background: #1e1b4b; color: #fff; }
.hero-slide--peach { background: #ffd9a2; color: #0c2340; }
.hero-slide--teal { background: #0f766e; color: #fff; }
.hero-slide--rose { background: #9d174d; color: #fff; }
.hero-slide--slate { background: #1e293b; color: #fff; }
.hero-slide--gold { background: #0c2340; color: #fff; }

.hero-slide__inner {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 2rem;
  align-items: center;
  min-height: clamp(420px, 60vh, 520px);
}
.hero-slide__content { max-width: 560px; z-index: 1; }
.hero-trust {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  font-size: 0.88rem;
  margin-bottom: 1.5rem;
  opacity: 0.95;
}
.hero-slide--peach .hero-trust { color: #334155; }
.hero-trust__stars { color: #22c55e; letter-spacing: 0.05em; font-size: 0.95rem; }
.hero-slide h1 {
  font-family: var(--font-display);
  font-size: clamp(2rem, 4.2vw, 3rem);
  line-height: 1.12;
  margin-bottom: 1.25rem;
  font-weight: 700;
}
.hero-slide__text {
  font-size: clamp(1rem, 1.8vw, 1.15rem);
  line-height: 1.65;
  margin-bottom: 2rem;
  max-width: 520px;
}
.hero-slide--blue .hero-slide__text,
.hero-slide--navy .hero-slide__text,
.hero-slide--teal .hero-slide__text,
.hero-slide--rose .hero-slide__text,
.hero-slide--slate .hero-slide__text,
.hero-slide--gold .hero-slide__text { color: rgba(255,255,255,0.92); }
.hero-slide--peach .hero-slide__text { color: #334155; }

.hero-slide__cta {
  display: inline-flex;
  padding: 0.95rem 1.85rem;
  border-radius: 999px;
  font-weight: 700;
  font-size: 1rem;
  border: none;
  transition: transform 0.15s, box-shadow 0.2s;
}
.hero-slide__cta:hover { transform: translateY(-2px); box-shadow: 0 8px 24px rgba(0,0,0,0.15); }
.hero-slide--blue .hero-slide__cta { background: #ffb088; color: #1a1a1a; }
.hero-slide--navy .hero-slide__cta { background: #3b82f6; color: #fff; }
.hero-slide--peach .hero-slide__cta { background: #2563eb; color: #fff; }
.hero-slide--teal .hero-slide__cta { background: #fcd34d; color: #1a1a1a; }
.hero-slide--rose .hero-slide__cta { background: #fbcfe8; color: #831843; }
.hero-slide--slate .hero-slide__cta { background: #f87171; color: #fff; }
.hero-slide--gold .hero-slide__cta { background: #c9a227; color: #0c2340; }

.hero-slide__visual {
  display: flex;
  justify-content: center;
  align-items: center;
}
.hero-slide__visual img {
  width: min(100%, 420px);
  height: auto;
  object-fit: contain;
}

.hero-slider__arrow {
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
  width: 44px;
  height: 44px;
  border-radius: 50%;
  border: 1px solid rgba(255,255,255,0.45);
  background: rgba(255,255,255,0.08);
  color: #fff;
  cursor: pointer;
  display: grid;
  place-items: center;
  z-index: 5;
  transition: background 0.2s, border-color 0.2s;
}
.hero-slider__arrow:hover { background: rgba(255,255,255,0.18); border-color: rgba(255,255,255,0.7); }
.hero-slider__arrow--prev { left: 1.25rem; }
.hero-slider__arrow--next { right: 1.25rem; }
.hero-slide--peach ~ .hero-slider__arrow,
.hero-slider--light .hero-slider__arrow {
  border-color: rgba(12,35,64,0.25);
  color: #0c2340;
  background: rgba(255,255,255,0.35);
}

.hero-slider__dots {
  position: absolute;
  left: max(4vw, calc((100vw - 1140px) / 2 + 4vw));
  bottom: 2.25rem;
  display: flex;
  gap: 0.5rem;
  z-index: 5;
}
.hero-slider__dot {
  width: 10px;
  height: 10px;
  border-radius: 999px;
  border: none;
  padding: 0;
  cursor: pointer;
  background: rgba(255,255,255,0.45);
  transition: width 0.25s, background 0.25s;
}
.hero-slider__dot.is-active {
  width: 28px;
  background: #e879a9;
}
.hero-slider__dot[data-theme="peach"] { background: rgba(12,35,64,0.2); }
.hero-slider__dot[data-theme="peach"].is-active { background: #e879a9; }

@media (max-width: 900px) {
  .hero-slide__inner { grid-template-columns: 1fr; text-align: left; min-height: auto; }
  .hero-slide__visual { order: -1; }
  .hero-slide__visual img { width: min(280px, 75vw); margin-inline: auto; }
  .hero-slider__arrow { display: none; }
  .hero-slider__dots { left: 50%; transform: translateX(-50%); bottom: 1.25rem; }
  .hero-slide { padding-bottom: 3.5rem; }
}

.hero::before {
  content: ''; position: absolute; inset: 0;
  background: radial-gradient(circle at 80% 20%, rgba(201, 162, 39, 0.15) 0%, transparent 50%);
  pointer-events: none;
}
.hero-grid { display: grid; grid-template-columns: 1.2fr 1fr; gap: 3rem; align-items: center; position: relative; }
.hero-badge {
  display: inline-flex; align-items: center; gap: 0.5rem;
  background: rgba(201, 162, 39, 0.15); border: 1px solid rgba(201, 162, 39, 0.35);
  color: var(--gold-light); padding: 0.4rem 1rem; border-radius: 999px;
  font-size: 0.82rem; font-weight: 600; letter-spacing: 0.04em; text-transform: uppercase; margin-bottom: 1.25rem;
}
.hero h1 {
  font-family: var(--font-display); font-size: clamp(2rem, 4.5vw, 3.2rem);
  line-height: 1.15; margin-bottom: 1.25rem;
}
.hero h1 em { color: var(--gold-light); font-style: normal; }
.hero-lead { font-size: 1.1rem; color: rgba(255, 255, 255, 0.85); max-width: 540px; margin-bottom: 2rem; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 1rem; }
.hero-card {
  background: rgba(255, 255, 255, 0.07); border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--radius); padding: 2rem; backdrop-filter: blur(8px);
}
.hero-card h3 { font-family: var(--font-display); font-size: 1.25rem; margin-bottom: 1rem; color: var(--gold-light); }
.hero-checklist { list-style: none; display: flex; flex-direction: column; gap: 0.75rem; }
.hero-checklist li {
  display: flex; align-items: flex-start; gap: 0.65rem;
  font-size: 0.95rem; color: rgba(255, 255, 255, 0.9);
}
.hero-checklist li::before { content: '✓'; color: var(--gold); font-weight: 700; flex-shrink: 0; }
@media (max-width: 768px) {
  .hero { padding: 3.5rem 0 3rem; }
  .hero-grid { grid-template-columns: 1fr; gap: 2rem; }
}

.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 0.5rem;
  padding: 0.85rem 1.75rem; border-radius: 8px; font-weight: 600; font-size: 0.95rem;
  border: 2px solid transparent; cursor: pointer; transition: transform 0.15s, background 0.2s, border-color 0.2s;
}
.btn:hover { transform: translateY(-1px); }
.btn-primary { background: var(--gold); color: var(--navy-dark); }
.btn-primary:hover { background: var(--gold-light); }
.btn-outline { background: transparent; border-color: rgba(255, 255, 255, 0.4); color: var(--white); }
.btn-outline:hover { border-color: var(--white); background: rgba(255, 255, 255, 0.08); }
.btn-navy { background: var(--navy); color: var(--white); }
.btn-navy:hover { background: var(--navy-light); }
.btn-outline-dark { background: transparent; border-color: var(--navy); color: var(--navy); }
.btn-outline-dark:hover { background: var(--navy); color: var(--white); }

section { padding: 4.5rem 0; }
.section-header { text-align: center; max-width: 640px; margin: 0 auto 3rem; }
.section-label {
  display: inline-block; color: var(--gold); font-size: 0.82rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.1em; margin-bottom: 0.75rem;
}
.section-header h2 {
  font-family: var(--font-display); font-size: clamp(1.75rem, 3vw, 2.4rem);
  color: var(--navy); margin-bottom: 1rem;
}
.section-header p { color: var(--text-muted); font-size: 1.05rem; }
.bg-cream { background: var(--cream); }
.bg-navy { background: var(--navy); color: var(--white); }
.bg-navy .section-header h2 { color: var(--white); }
.bg-navy .section-header p { color: rgba(255, 255, 255, 0.75); }

.cards-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(300px, 1fr)); gap: 1.5rem; }
.card {
  background: var(--white); border: 1px solid var(--border); border-radius: var(--radius);
  padding: 2rem; transition: box-shadow 0.25s, transform 0.25s;
}
.card:hover { box-shadow: var(--shadow-lg); transform: translateY(-3px); }
.card-icon {
  width: 52px; height: 52px; background: var(--cream); border-radius: 10px;
  display: grid; place-items: center; font-size: 1.5rem; margin-bottom: 1.25rem;
}
.card h3 { font-size: 1.15rem; color: var(--navy); margin-bottom: 0.65rem; }
.card p { color: var(--text-muted); font-size: 0.95rem; }

.stats-row { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.5rem; }
.stat-item { text-align: center; padding: 1.5rem; }
.stat-item strong {
  display: block; font-family: var(--font-display); font-size: 2.2rem;
  color: var(--gold-light); margin-bottom: 0.35rem;
}
.stat-item span { font-size: 0.9rem; color: rgba(255, 255, 255, 0.75); }
@media (max-width: 768px) { .stats-row { grid-template-columns: repeat(2, 1fr); } }

.steps-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.5rem; }
.step-card {
  position: relative; padding: 2rem 1.5rem; background: var(--white);
  border-radius: var(--radius); border: 1px solid var(--border);
}
.step-number {
  font-family: var(--font-display); font-size: 2.5rem; color: var(--gold);
  opacity: 0.5; line-height: 1; margin-bottom: 1rem;
}
.step-card h3 { color: var(--navy); font-size: 1.05rem; margin-bottom: 0.5rem; }
.step-card p { color: var(--text-muted); font-size: 0.9rem; }
@media (max-width: 900px) { .steps-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 520px) { .steps-grid { grid-template-columns: 1fr; } }

.testimonials-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(320px, 1fr)); gap: 1.5rem; }
.testimonial {
  background: var(--white); border: 1px solid var(--border); border-radius: var(--radius); padding: 2rem;
}
.testimonial p {
  color: var(--text); font-size: 0.95rem; font-style: italic;
  margin-bottom: 1.25rem; line-height: 1.7;
}
.testimonial cite { font-style: normal; font-weight: 600; color: var(--navy); font-size: 0.9rem; }
.testimonial-role { display: block; font-weight: 400; color: var(--text-muted); font-size: 0.82rem; margin-top: 0.15rem; }

.cta-banner {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  border-radius: var(--radius); padding: 3rem; text-align: center; color: var(--white);
}
.cta-banner h2 { font-family: var(--font-display); font-size: clamp(1.5rem, 3vw, 2rem); margin-bottom: 0.75rem; }
.cta-banner p {
  color: rgba(255, 255, 255, 0.8); margin-bottom: 1.75rem;
  max-width: 520px; margin-inline: auto;
}

.page-hero {
  background: var(--cream); padding: 3.5rem 0 3rem; border-bottom: 1px solid var(--border);
}
.page-hero h1 {
  font-family: var(--font-display); font-size: clamp(2rem, 4vw, 2.75rem);
  color: var(--navy); margin-bottom: 0.75rem;
}
.page-hero p { color: var(--text-muted); font-size: 1.1rem; max-width: 640px; }
.breadcrumb { font-size: 0.85rem; color: var(--text-muted); margin-bottom: 1rem; }
.breadcrumb a:hover { color: var(--navy); }

.guide-card {
  background: var(--white); border: 1px solid var(--border);
  border-radius: var(--radius); padding: 2rem; margin-bottom: 1.5rem;
}
.guide-card h3 { font-family: var(--font-display); color: var(--navy); font-size: 1.35rem; margin-bottom: 1.25rem; }
.guide-columns { display: grid; grid-template-columns: 1fr 1fr; gap: 2rem; }
.guide-columns h4 {
  font-size: 0.85rem; text-transform: uppercase; letter-spacing: 0.06em;
  color: var(--gold); margin-bottom: 0.75rem;
}
.guide-columns ul { list-style: none; display: flex; flex-direction: column; gap: 0.5rem; }
.guide-columns li {
  font-size: 0.92rem; color: var(--text-muted); padding-left: 1.25rem; position: relative;
}
.guide-columns li::before { content: '•'; position: absolute; left: 0; color: var(--navy); font-weight: 700; }
@media (max-width: 640px) { .guide-columns { grid-template-columns: 1fr; gap: 1.25rem; } }

.report-links { display: grid; grid-template-columns: repeat(auto-fill, minmax(260px, 1fr)); gap: 1rem; }
.report-link {
  display: block; padding: 1.25rem 1.5rem; background: var(--white);
  border: 1px solid var(--border); border-radius: var(--radius);
  transition: border-color 0.2s, box-shadow 0.2s;
}
.report-link:hover { border-color: var(--gold); box-shadow: var(--shadow); }
.report-link strong { display: block; color: var(--navy); margin-bottom: 0.35rem; }
.report-link span { font-size: 0.88rem; color: var(--text-muted); }

.about-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 3rem; align-items: start; }
.about-content p { color: var(--text-muted); margin-bottom: 1rem; font-size: 1.02rem; }
.values-list { list-style: none; display: flex; flex-direction: column; gap: 1rem; }
.values-list li {
  display: flex; gap: 1rem; align-items: flex-start; padding: 1.25rem;
  background: var(--white); border: 1px solid var(--border); border-radius: var(--radius);
}
.values-list li strong { color: var(--navy); display: block; margin-bottom: 0.25rem; }
.values-list li span { color: var(--text-muted); font-size: 0.92rem; }
.value-icon {
  width: 44px; height: 44px; background: var(--cream); border-radius: 8px;
  display: grid; place-items: center; font-size: 1.25rem; flex-shrink: 0;
}
@media (max-width: 768px) { .about-grid { grid-template-columns: 1fr; } }

.contact-grid { display: grid; grid-template-columns: 1fr 1.3fr; gap: 3rem; align-items: start; }
.contact-info h3 { font-family: var(--font-display); color: var(--navy); font-size: 1.5rem; margin-bottom: 1rem; }
.contact-info p { color: var(--text-muted); margin-bottom: 1.5rem; }
.contact-detail { display: flex; gap: 1rem; align-items: flex-start; margin-bottom: 1.25rem; }
.contact-detail-icon {
  width: 40px; height: 40px; background: var(--cream); border-radius: 8px;
  display: grid; place-items: center; flex-shrink: 0;
}
.contact-detail strong { display: block; color: var(--navy); font-size: 0.9rem; margin-bottom: 0.15rem; }
.contact-detail span { color: var(--text-muted); font-size: 0.92rem; }
.contact-form-wrapper {
  background: var(--white); border: 1px solid var(--border);
  border-radius: var(--radius); padding: 2rem; box-shadow: var(--shadow);
}
.contact-form-wrapper h3 { font-family: var(--font-display); color: var(--navy); font-size: 1.35rem; margin-bottom: 0.5rem; }
.contact-form-wrapper > p { color: var(--text-muted); font-size: 0.92rem; margin-bottom: 1.75rem; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.form-group { margin-bottom: 1.25rem; }
.form-group label { display: block; font-size: 0.88rem; font-weight: 600; color: var(--navy); margin-bottom: 0.4rem; }
.form-group input, .form-group select, .form-group textarea {
  width: 100%; padding: 0.75rem 1rem; border: 1px solid var(--border);
  border-radius: 8px; background: var(--white); color: var(--text);
  transition: border-color 0.2s, box-shadow 0.2s;
}
.form-group input:focus, .form-group select:focus, .form-group textarea:focus {
  outline: none; border-color: var(--navy); box-shadow: 0 0 0 3px rgba(12, 35, 64, 0.1);
}
.form-group textarea { min-height: 130px; resize: vertical; }
.form-group.error input, .form-group.error select, .form-group.error textarea { border-color: #c0392b; }
.field-error { color: #c0392b; font-size: 0.8rem; margin-top: 0.3rem; }
.checkbox-group { display: flex; align-items: flex-start; gap: 0.65rem; margin-bottom: 1.5rem; }
.checkbox-group input { margin-top: 0.25rem; accent-color: var(--navy); }
.checkbox-group label { font-size: 0.88rem; color: var(--text-muted); line-height: 1.5; }
.form-success { text-align: center; padding: 2.5rem 1rem; }
.form-success-icon {
  width: 64px; height: 64px; background: rgba(26, 127, 75, 0.1); border-radius: 50%;
  display: grid; place-items: center; margin: 0 auto 1.25rem; font-size: 1.75rem; color: var(--success);
}
.form-success h3 { font-family: var(--font-display); color: var(--navy); margin-bottom: 0.5rem; }
.form-success p { color: var(--text-muted); }
@media (max-width: 768px) {
  .contact-grid { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
}

.site-footer { background: var(--navy-dark); color: rgba(255, 255, 255, 0.75); padding: 3.5rem 0 0; }
.footer-grid {
  display: grid; grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: 2.5rem; padding-bottom: 2.5rem; border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}
.footer-brand p { font-size: 0.92rem; margin-top: 1rem; line-height: 1.7; }
.footer-col h4 {
  color: var(--white); font-size: 0.9rem; font-weight: 600; margin-bottom: 1rem;
  text-transform: uppercase; letter-spacing: 0.06em;
}
.footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 0.55rem; }
.footer-col a { font-size: 0.9rem; transition: color 0.2s; }
.footer-col a:hover { color: var(--gold-light); }
.footer-bottom {
  padding: 1.5rem 0; display: flex; flex-wrap: wrap;
  justify-content: space-between; gap: 1rem; font-size: 0.82rem;
}
.footer-disclaimer {
  padding: 1.25rem 0 2rem; font-size: 0.78rem;
  color: rgba(255, 255, 255, 0.45); line-height: 1.6;
  border-top: 1px solid rgba(255, 255, 255, 0.06);
}
@media (max-width: 900px) { .footer-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 520px) { .footer-grid { grid-template-columns: 1fr; } }

.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 3rem; align-items: center; }
@media (max-width: 768px) { .two-col { grid-template-columns: 1fr; } }
.main-content { min-height: 60vh; }